During an IVA (Individual Voluntary Arrangement), your creditors can no longer contact you asking for payments.

In fact, your IVA legally protects you from creditors making further demands and all contact is stopped once your Individual Voluntary Arrangement is approved. Should any correspondence be necessary, your creditors can contact your Insolvency Practitioner.

We can offer you online debt advice, but it's best to get advice based on your individual debt problem. We can recommend who to contact for more information on creditors and debt advice. Click here to find out how to arrange an IVA and also get some confidential advice to help you get out of debt.

For the latest insights and comments on keeping debt free, read our IVA Zone Blog.