An IVA (Individual Voluntary Arrangement) is a debt solution that helps many people in debt avoid the stigma attached to bankruptcy. It usually lasts for five years, during which you make reduced payments. While it wont always be easy, at the end of an IVA there is a debt free future.

During an IVA you will need to make some lifestyle changes and stick to a budget so you stay on top of debt and make your monthly payments. The IVA Zone can guide you through the changes you may have to make so the process runs as smoothly as possible.

We give out debt advice constantly on our free helpline and can go through debt solutions with you from consolidated loans to bankruptcy so you can decide how to end your debt.

Click here to find out how to arrange an IVA and also get some confidential advice to help you get out of debt.