IVAs are, in the right circumstances, your ticket to becoming completely debt-free after having built up a huge amount of debt. To be precise, an IVA is only generally available to those who have amassed £15,000 or more in debt. By anyone’s standards this is a huge quantity of cash owed to creditors.

Student loans can take a long time to pay off. Many students have complained about being in debt, lots of debt! Some as much as £17,500. Many have seen the adverts about getting an IVA and understandably they want to know more!

Getting married is a very special occasion, and something that the average bride wants to be memorable. She wants to shine in a beautiful gown and sparkling jewellery, with all her friends and family there to witness her special day (the average groom would be happy with a register office ceremony and a pint down the pub, but goes along with what his fiancée says for a quiet life and a happy marriage). With the cost of a wedding often reaching more than the price of a family car, is this something that can be justified in the current economic crisis?